1) Andhra Bank
2) Syndicate bank
3) Axis bank
4) Central Bank of India
5) Oriental Bank of Commerce
2. Banks cannot accept ...........
1) Cash
2) Postal Stamps
3) Drafts
4) Bill of exchange
5) pay order
3. Cheque facility is not available in ...........?
1) Savings Account
2) Current Account
3) Recurring Account
4) Savings and Current Account
5) All of above
4. The Demand Draft can be issued to ...........?
1) Farmer
2) Student
3) Government employee
4) Business man
5) All of above
5. Core banking means ...........?
1) Connectivity between all branches and RBI
2) Connectivity between all branches and the branches of other bank
3) Connectivity of branches, ATM and online systems of all branches
4) Connectivity between all RRB's and RBI
5) None
6. Which of the following rate usually not declared by RBI?
1) SLR
2) CRR
3) Base rate
4) Repo Rate
5) Reverse repo Rate
7. In private sector bank, the government may have the stake up to ........... percent?
1) 50
2) 51
3) 100
4) 49
5) 0
8. In public sector bank, the government stake must be least ...........percent?
1) 50
2) 100
3) 90
4) 51
5)1
9. NEFT rules are given. Pick the wrong one?
1) NEFT means National Electronic Fund Transfer
2) Up to 2 lakhs the amount can be transferred
3) Both in Savings and Current Account the funds can be transferred
4) The minimum charge on this type of transfer is Rs.1000
5) Many private and Public Sector banks offer this facility these days
10. RTGS rules are given. Pick the wrong one?
1) RTGS means Real Time Gross Settlement
2) Above 2 lakhs the funds can be transferred
3) RTGS facility not available in current account
4) The charges of RTGS to be paid by the customer
5) All of above
11 All savings bank accounts carry nominee name. A nominee cannot be ...........?
1) Friend
2) Mother
3) Father
4) Son
5) Daughter
12. On 19 October 2011, Pranab Mukarjee said the Union Government inject the funds in to public sector banks to maintain Tier Capital of ...........percent?
1) 5
2) 10
3) 6
4) 7
5) 8
13. The negotiable instrument is ...........?
1) Cheque
2) Demand draft
3) Bill of Exchange
4) Treasury Bills
5) All of above
14. Negotialble instruments rules and regulations mentioned by ...........?
1) Negotiable cheque Act 1901
2) Negotiable instruments Act 1901
3) Negotiable instruments Act 1818
4) Negotiable instruments Act 1881
5) None
15. Usually there are three parties in the case of Cheque. The drawer is ...........?
1) One who writes cheque
2) One who receives cheque
3) One who mediates cheque
4) 1 & 3
5) None
16. In the cheques, the drawee is...........
1) One who writes cheque
2) One who mediates cheque
3) RBI
4) Bank
5) All of above
17. Drawing two or three lines on the left head of cheque is called ...........?
1) Nullity
2) Paid
3) Offering
4) Crossing
5) Nothing
18. Crossing means the bank should ...........?
1) Make the payment stop
2) Make the payment late
3) Make the payment to payee through account only
4) Pay the amount to anybody
5) None
19. The cheque bounce due to ...........?
1) If the correct date written
2) If the Sunday date written
3) If the public holiday date written
4) If the date is the 30th of any month
5) Post date written
20. Cheque bounce due to ...........?
1) More funds
2) Funds not excessive at least Rs.1000
3) Lack of funds
4) If the amount has paise denomination
5) In all above cases
21. Cheque bounce due to ...........?
1) If the cheque is given with signature
2) If the cheque issued to government employee
3) Alteration made without signature
4) If the cheque value is more than 50 lakhs
5) In all above cases
22. On 20th October 2011, State Bank of India declared it earned 3.5 NIM in the second quarter. NIM stands for ...........?
1) Net Interest Minimum
2) Not Interest Margin
3) Net Internal Margin
4) Net Interest Module
5) Net Interest Margin
23. ETF stands for ...........(In these days the people are buying GOLD ETF bonds)
1) Extra Trade Forum
2) Exchange Trade Finance
3) Eternal Trade Fund
4) Exchange Trade Forum
5) Exchange Traded Fund
24. Chairman of the National Advisory Committee on Accounting Standards is ...........?
1) D.Subba Rao
2) Y.V.Reddy
3) Y.H.Malegam
4) K.C.Chakravarthy
5) Montek Singh Ahluwalia
25. Which financial institute declared October month as Social Security Month?
1) SBI
2) Religare
3) LIC
4) India First
5) GIC
26. FAO conference on East Africa famine concluded in ...........?
1) Rome
2) Vienna
3) Newyork
4) Washington
5) Canberaa
27. UN AIDS ambassador ...........participated in International AIDS conference on 7 Oct 2011 at Moscow?
1) Preity Zinta
2) Sharmila Tagore
3) Leela Samson
4) Mamatha Sharma
5) Shantha Sinha
28. Two public sector enterprises applied for the status of Maharatna recently. They are ...........?
1) CIL,HCL
2) ONGC,SBI
3) IOC,NTPC
4) SAIL,BEL
5) BHEL,GAIL
29. H- 1 (2011-2012)tax collection increased by ........... percent leading the collection to Rs.4,25,712 crores?
1) 14.5
2) 20.6
3) 22.1
4)18.9
5) 25.6
30. The global economic growth in 2011 will be nearer to ........... percent only, compare to 4 percent in 2010?
1) Eight
2) Ten
3) Six
4) Seven
5) Three
31. ...........has introduced the nation's first petrol pump with self service refuelling facility in New Delhi?
1) ONGC
2) HP
3) IOC
4) BP
5) None
32. The second highest test Century (35) maker is Dravid. He is the cricketer from ...........?
1) Andhra Pradesh
2) Mumbai
3) Delhi
4) West Bengal
5) Karnataka
33. Baichiung Bhutia retired from international events. He is the former Indian ........... captain?
1) Volley ball
2) Foot Ball
3) Cricket
4) Kho Kho
5) Kabbaddi
34. The term gully used in ...........?
1) Foot ball
2) Volley ball
3) Hand ball
4) Hockey
5) Cricket
35. The FIFA(Federation of International Football Association) world cup venues given. Pick the correct one?
1) 2010-South Africa
2) 2014-Brazil
3) 2018-Russia
4) 2022-Qatar
5) All of above
36. ...........released $ 1.5 billion aid to Libya on 27 August 2011?
1) USA
2) Russia
3) UNO
4) IBRD
5) IMF
37. Union government sanctioned Rs............crores for tracking cyclones in coastal states?
1) 1500
2) 2500
3) 2000
4) 1700
5) 900
38. Fast attack warship ........... commissioned in Indian Navy on 26 August 2011?
1) Kaurava
2) Pandava
3) Karna
4) Salya
5) None
39. The Prime Minister announced the free import of 61 items from Bangladesh. The currency of Bangladesh is...........?
1) Dollar
2) Rupee
3) Ngultrum
4) Pound
5) Taka
40. Among 28 states in India, 17 states have Lokayukta. The first Lokayukta established in 1970 is ...........
1) Odisha
2) Andhra Pradesh
3) Assom
4) Tamilnadu
5) Sikkim
41. The Lokayukta who inducted Yedurappa, the chief minister of Karnataka is ...........?
1) Justice Rey
2) Justice Kania
3) Justice Panduranga
4) Justice Sudha Misra
5) Justice Santosh Hegdey
42. The Lokayukta who resigned in Karnataka on the allegations of Land Scam?
1) Justice Nanavathi
2) Justice Bhagavathi
3) Justice Chandra Chud
4) Justice Mukarjee
5) Justice Sivaraj Patil
43. Recently the inventor of iPad died. He is ...........?
1) Edwin H. Armstrong
2) Charles Babbage
3) Steve Jobs
4) William Seward Burroughs
5) George Eastman
44. On 17th August 2011, ...........topped as most valuable firm crossing RIL ( Reliance Industries Limited) in market capitalization?
1) BHEL
2) ISRO
3) Bharati Cement
4) Coco-Cola
5) Coal India Limited
45. Top three destinations of Indian exports as per e-Bay site?
1) Eurpoe,USA and UK
2) USA,UK and Germany
3) USA, Indonesia and China
4) USA,UK and Europe
5) USA,UK and Australia
46. The export promotion scheme 'Focus: LAC' applies to ...........?
1) European Union
2) North America
3) South East Asia
4) Africa
5) South America
47. 100th International Labour Organization summit held in ...........on 13 June 2011?
1) Geneva
2) Paris
3) New York
4) Washington
5) Rome
48. National convention of Parliamentarians, Legislators, zilla parishad chairpersons and mayors on HIV/ AIDS held in...........on 4, 5 July 2011?
1) Mumbai
2) Hyderabad
3) Chennai
4) New Delhi
5) Pune
49. World Investors summit will be held in ..........
1) Hyderabad
2) New Delhi
3) Bengaluru
4) Chennai
5) Kolkata
ANSWERS:
1)3 2)2 3)3 4)5 5)3 6)3 7)4 8)4 9)4 10)3 11)1 12)5 13)5 14)4 15)1 16)4 17)4
18)3 19)5 20)3 21)3 22)5 23)5 24)3 25)3 26)1 27)1 28)5 29)3 30)5 31)3 32)5 33)2
34)5 35)5 36)3 37)1 38)1 39)5 40)1 41)5 42)5 43)3 44)5 45)5 46)5 47)1 48)4 49)3.
IBPS GENERAL AWARENESS PRACTICE QUESTIONS
1. Which of the following teams won this season’s Indian Premier League (IPL) cricket cup?
a) Royal Challengers Bengalore
b) Mumbai Indians
c) Kolkata Knight Riders
d) Deccan Chargers
e) Chennai Super Kings
2. In the run-up to the free trade agreement between India and the European Union (EU), which of the following subjects has the EU taken up with the World Trade Organisation (WTO) pressing for its inclusion much to India’s discomfort?
a) Farm goods
b) Defence articles
c) Intellectual Property Rights
d) Visa norms
e) Industrial goods
3. Which of the following cities has been declared as the costliest city in the world?
a) Kobe
b) Paris
c) Zurich
d) Oslo
e) Tokyo
4. What is the Minimum Support Price (MSP) per quintal fixed by the Centre for wheat for the season 2010-11?
a) Rs. 1,000
b) Rs.1,100
c) Rs.1,200
d) Rs.1,300
e) Rs.1,250
5.Who is to take over as non-executive chairman of India’s second larges IT company, Infosys, when the incumbent chairman NR Narayana Murthy retires in August this year?
a) KV Kamath
b) Amit Mitra
c) Renuka Ramnath
d) Samidha Sharma
e) Vinita Bali
6 In which of the following countries has Tata Motors launched its Nano cars, touted to be the cheapest car of the world, for the first time outside India?
A) Sri Lanka
B) Nepal
C) Malaysia
D) Indonesia
a) Only (B)
b) Only (A) Indonesia
c) Only (C)
d) Only (A), (B) and (D)
e) None of these
7. Which f the following business ownership structure companies has been given green signal by the stock market regulator, SEBI, to get membership of stock exchanges and make brokers?
a) Sole proprietorship companies
b) Limited liability companies
c) Non-profit organizations
d) Cooperative companies
e) None of these
8.Which of the following teams has won the Santosh Trophy football tournament?
a) Manipur
b) Delhi
c) Haryana
d) West Bengal
e) Madhya Pradesh
9.With which of the trading partners do Indian farm goods face market access problems on the grounds of arbitrary SPS (Sanitary and Phyto-Sanitary) standards and CCC (chemical residues)?
a) US
b) ASEAN
c) SAARC
d) EU
e) Japan
10.Indian Railways is to construct the longest tunnel (11km long) on its network in the under-construction railway segments of
a) Indo-Burma rail project
b) West Coast Railways of India
c) Katra-Qazigund Pir Panjal Tunnel
d) Arunachal railway project
e) Gangtok - Siliguri railway project
11. There has been stalemate in the drafting committee of Lokpal Bill between the civil activists and political leader over the contents of he Bill. Which of the following are the major bones of contention between the two sides?
I. Inclusion of the office of the Prime Minister under anti-corruption watchdog
II. Bringing higher judiciary under the purview of Lokpal
III. Bringing the office of the Chief Ministers under Lokpal.
IV. In camera monitoring of the activities of MPs in Parliament.
a) Only I and II
b) Only IV
c) Only I, II and IV
d) All the above
e) None of these
12. Which of the following teams has recently won the Champions Leagues final at Wembley in London?
a) Manchester United
b) Barcelona
c) Real Madrid
d) AC Milan
e) Chelsea FC
13.Which of the following countries has recently decided to phase out all it nuclear power plants by 2022?
a) Japan
b) Italy
c) Ukraine
d) Germany
e) Spain
14.Who has been honoured with the prestigious Jawaharlal Nehru Award for International Understanding for 2009?
a) Angela Merkel
b) Hillary Clinton
c) Aung San Suu Kyi
d) Lula da Silva
e) Sheikh Hasina
15.G-4 is an alliance of four countries for the purpose of supporting each other’s bid for permanent seat in the United Nations Security Council. Apart from India, which are the other three countries constitution G4?
a) Brazil, Germany and Japan
b) Brazil, South Africa and Japan
c) Mexico, Brazil and South Africa
d) Japan, Brazil and Mexico
e) None of these
16.In which of the following international universities has a chair been instituted in the memory of India’s pioneering development economist, Sanjay Lall?
a) Cambridge University
b) Stanford University
c) Oxford University
d) Moscow University
e) San Carlos University
17.Name the new non-linked health insurance plan of the Life Insurance Corporation (LIC) of India which offers comprehensive hospitalization benefits for the whole family and parents-in-law of the principal insured?
a) Rishtey
b) Jeevan Sathi
c) Anmol Jeevan
d) Health Plus
e) Jeevan Arogya
18.Who has been nominated for the CK Naidu Lifetime Achievement award?
a) Lala Amarnath
b) Salim Durrani
c) Syed Mushtaq Ali
d) KN Prabhu
e) Syed Kirmani
19. British - born Sierra Leonean novelist Aminatta Forma won the 2011 Commonwealth Writers’ Prize for which of the following novels?
a) The Devil that Danced on the Water
b) Ancestor Stones
c) The Memory of Love
d) Ancestor Love
e) All for Love
20. Which of the following rules has/have not been scrapped by the insurance regulator IRDA?
a) Commission on the sale of ULIP
b) Profitability clause of three years for floating initial public offer (IPOs)
c) Traditional insurance plans have to make 50% investment in government bonds
d) Only a and b
e) Only a and c
21.Small Industries Development Bank of India (SIDBI) has been operating under SWS. What is the full form of SWS?
a) Small Welfare Scheme
b) Single Window Scheme
c) Small Window Service
d) Single Window Service
e) None of these
22. Which of the following is the target fixed by the 11th five-year plan pertaining to increase literacy, level by the 2012 The level should be increased to
a) 50%
b) 60%
c) 70%
d) 85%
e) 90%
23.‘Blue Revolution’ is related to
a) Space Research
b) Fisheries
c) Drinking Water
d) Poultry
e) Milk
24.Normally two types of factors are responsible for industrial sickness - external and internal. Which of the following is not an internal factor of industrial sickness?
a) Shortage of power
b) Mismanagement
c) Diversion of funds
d) Excessive overheads
e) Overestimation of demand
25.Which of the following is an employment - generating scheme?
a) Ganga Kalyan Yojana
b) IRDA
c) Swarnjayanti Shahri Rozgar Yojana
d) Mid-Day Meal Scheme
e) All of the above.
26.Ethanol - mixed petrol is being sold in various states wef January 1, 2003. The percentage of ethanol in petrol is
a) 10%
b) 7%
c) 6%
d) 5.5%
e) 5%
27. Which of the following is the correct sequence in the decreasing order of contribution of different sectors to the Gross Domestic Product of India?
a) Services - Industry - Agriculture
b) Services - Agriculture - Industry
c) Industry - Services - Agriculture
d) Industry - Agriculture - Services
e) None of these
28.Which of the following agencies recently laid down guidelines for foreign companies who wish to raise money from the Indian capital markets?
a) RBI
b) IRDA
c) Registrar of companies
d) SEBI
e) None of these
29. Consider the following statements:
A) The repo rate is the rate at which other banks borrow money from the Reserve Bank of India.
B) A value of one for Gini co-efficient in a country implies that there is perfectly equal income for everyone in its population.
C) Higher interest rates can make EMIs costly. Which of the statements given above is/are correct?
a) Only A
b) Only A and C
c) Only B and C
d) All the above
e) None of these
30. These days, more and more banks in Indian are setting up their ATMs and discouraging people to visit their branches for transaction. Which of the following is/are the limitations of the ATMs which force people to go to branch for transactions?
A) Lack of human interface
B) Communication gap
C) Limited cash - dispensing ability
a) Only A
b) Only B
c) Only C
d) Both A and B
e) A, B, and C All
31.Which of the following countries has the largest stock of foreign exchange reserves in the world?
a) USA
b) China
c) Japan
d) India
e) None of these
32.Which of the following taxes is exclusively and totally assigned to the state government by the Constitutions?
a) Estate duty
b) Sales Tax
c) Taxes on Railway fares and freights
d) Corporation tax
e) Entertainment
33. The tax on import and export is known as
a) Income tax
b) Trade tax
c) Customs duty
d) Commercial tax
e) None of the above
34.Which of the following is not an objective of fiscal policy of Indian government?
a) Full employment
b) Price stability
c) Regulation of inter-state trade
d) Equitable distribution of wealth and income
e) None of these
35. In India, national income is estimated by
a) Planning Commission
b) Central Statistical Organisation
c) Indian Statistical Institute
d) National Sample Survey Organisation
e) None of these
36.Bharat Nirman Scheme of the UPA government does not include
a) Rural water supply project
b) Irrigation benefit programme
c) Rural electrification
d) Sarva Shiksha Abhiyan
e) None of these
37. Invisible export means export of
a) Services
b) Prohibited goods
c) Unrecorded goods
d) Goods through smuggling
e) Illegal export through a third county
38.A labour-intensive industry is one that
a) requires hard manual labour
b) pays adequate wages to the labour
c) employs more hands
d) provides facilities to labour
e) None of these
39.In the law of demand, the statement ‘other things remain constant’ means.
a) income of consumer should not change
b) prices of other goods should not change
c) taste of consumer should not change
d) All the above
e) None of these
40.A firm is in equilibrium when its
a) Marginal cost equals the marginal revenue
b) Total cost is minimum
c) Total revenue is maximum
d) Average revenue and marginal revenue are equal
e) None of these
41.Bhagyam oil fields which are being explored by Carins India, is located in
a) Assam
b) Gujarat
c) Rajasthan
d) Karnataka
e) None of the above
42.In which of the following regions of India has the Archaeological Survey of India (ASI) found evidences of hearths built by cutting natural mountains belonging to periods 3,000 to 4,000 years ago, for the first time?
a) Garo Hills, Meghalaya
b) Mishmi Hills, Arunachal Pradesh
c) Western Ghats
d) Ladakh Valley
e) Satpura Range, Madhya Pradesh
43.Which of the following famous tabloids of Britain recently ceased its operations after its 168year - long history of scoops and scandals?
a) The Sun
b) Daily Mirror
c) The Morning Star
d) News of the World
e) None of these
44.Which of the following mobile operators has launched its mobile newspaper, Newswrap, for its customers in Hyderabad?
a) Airtel
b) Reliance
c) Idea
d) Vodafone
e) Aircel
45.Which of the following countries has taken over the rotational presidency of the European Union (EU) on July 1, 2011?
a) Denmark
b) Britain
c) Germany
d) Poland
e) Netherlands
46.Which of the following is the youngest country of the world that has joined the community of nations on July 9, 2011?
a) South Sudan
b) Maldova
c) Estonia
d) East Timor
e) None of these
47. Name the Indian woman athlete who has clinched gold medal in high jump in the Asian Athletic Championship in Kobe, Japan.
a) Shiny Wilson
b) Mayookha Johny
c) Soma Biswas
d) Neelam Jaswant Singh
e) None of these
48.As on June 30, 2011, which of the following rates stipulated by the Reserve Bank of India (RBI) is the lowest?
a) Bank Rate
b) Repo Rate
c) Savings Bank Rate
d) Cash Reserve Ratio
e) Statutory Liquidity Ratio
49.Consider the following statements about the contentious issues in the upcoming India-EU free trade agreement.
A) Intellectual property should be included in the investment chapter
B) Government procurement policy in agriculture should be kept out of the purview of the agreement.
C) Greater mutual market access for products such as automobiles, liquor, textile and liquor.
Which of the above statements is/are true?
a) Only A
b) Only A and B
c) Only A and C
d) All the above
e) None of these
50.Which of the following states has unveiled “Vision 2025” containing clear-cut policies for promoting investments in infrastructure such as power, ports, and ship building?
a) Andhra Pradesh
b) Tamil Nadu
c) Gujarat
d) Karnataka
e) None of these
ANSWERS:
1.e 2.c 3.e 4.b 5.a 6.d 7.b 8.d 9.b 10.c
11.c 12.b 13.d 14.a 15.a 16.c 17.e 18.d 19.c 20.d
21.d 22.d 23.b 24.a 25.c 26.e 27.a 28.d 29.d 30.c
31.b 32.b 33.c 34.c 35.b 36.d 37.a 38.c 39.d 40.a
41.c 42.d 43.d 44.d 45.d 46.a 47.b 48.c 49.d 50.b
IBPS GENERAL AWERENESS
1. Which of the following States will soon have its first Civil Airports ?
(A) Jammu & Kashmir
(B) Maharashtra
(C) Assam
(D) Meghalaya
(E) Sikkim
Ans : (E)
2. Who amongst the following made the 41st Test Century of his career recently ?
(A) Saurav Ganguly
(B) V. V. S. Laxman
(C) Rahul Dravid
(D) Sachin Tendulkar
(E) None of these
Ans : (D)
3. Which of the following was/were the objective(s) of the Mission Chandrayaan 1 ?
(a) Preparing dimensional atlas of the lunar surface.
(b) Chemical Mapping of the entire lunar surface.
(c) Locating minerals in the soil of the moon.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) None of these
Ans : (D)
4. Which of the following States introduced a high tech foodgrain rationing system to ensure timely
supply of the foodgrains to people living below poverty line ?
(A) Maharashtra
(B) Tamil Nadu
(C) Delhi
(D) West Bengal
(E) Karnataka
Ans : (E)
5. Which of the following is NOT a part of India’s Money Market ?
(A) Bill Markets
(B) Call Money Market
(C) Banks
(D) Mutual Funds
(E) Indian Gold Council
Ans : (E)
6. Which of the following is the objective of the project ‘Bhoomi Keralam’ launched by the State Govt.
?
(A) To conduct a survey of the land
(B) To bring those people back who have left the State and settled in other States
(C) To provide financial security to farmers who are in distress
(D) To identify those tribals who need jobs or financial assistance(E) None of these
Ans : (A)
7. Which of the following countries adopted its new constitution recently ?
(A) Russia
(B) Equadore
(C) South Korea
(D) North Korea
(E) None of these
Ans : (B)
8. Which of the following awards was given to Pt. Bhimsen Joshi recently (2008) ?
(A) Padma Bhushan
(B) Sangit Natak Academy Award
(C) Maharashtra Bhushan
(D) Karnataka Ratna
(E) Bharat Ratna
Ans : (E)
9. Which of the following States got its first Rail link recently ?
(A) Haryana
(B) Arunachal Pradesh
(C) Sikkim
(D) Manipur
(E) Jammu & Kashmir
Ans : (E)
10. Barack Hussain Obama belongs to which of the following political parties ?
(A) Republican
(B) Democratic
(C) Labour
(D) American National Congress
(E) None of these
Ans : (B)
11. Which of the following is/are NOT the features of India’s Foreign Trade policy (2004 to 2009)?
(a) To double India’s percentage share of global trade from present 0—7 per cent to 1—5 per cent by
2009.
(b) Simplifying the procedures and bringing down the cost.
(c) Make SAARC countries India’s most preferred foreign trade partners by 2009.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) Only (a) & (c)
Ans : (C)
12. Stephen Harper whose name was in news recently is the ……….
(A) President of Canada
(B) Prime Minister of Canada
(C) President of Italy
(D) Prime Minister of Switzerland(E) Foreign Minister of U.S.A.
Ans : (B)
13. Which of the following is NOT a fertilizer product ?
(A) Urea
(B) Murate of Potash
(C) Di Amonium Phosphate
(D) Calcium Carbonate
(E) All are fertilizers
Ans : (E)
14. A Rs. 35,000 crore JSW Steel Plant project was inaugurated in West Bengal recently. The project
is setup / developed in ……….
(A) Singur
(B) Nandigram
(C) Salboni
(D) Malda
(E) Joynagar
Ans : (C)
15. Which of the following State Govts. Has announced that it will provide a special package of
incentives to Employment Intensive Industries ?
(A) Punjab
(B) Karnataka
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Bihar
Ans : (C)
16. Which of the following nations has decided to increase its co-operation in the field of energy with
India ?
(A) Russia
(B) China
(C) Bangladesh
(D) Nepal
(E) Japan
Ans : (A)
17. Which of the following services is NOT provided by the post offices in India ?
(A) Savings Bank Scheme
(B) Retailing of Mutual Funds
(C) Sale of stamp Papers (Judicial)
(D) Issuance of Demand Drafts
(E) Life Insurance cover
Ans : (D)
18. Mohammed Anni Nasheed is the newly elected President of ……….
(A) Fiji
(B) Maldives
(C) Iraq
(D) Iran(E) None of these
Ans : (B)
19. Who amongst the following is the winner of the Nobel Prize for Literature 2008 ?
(A) Jean Marie Gustave Le Clezio
(B) Martti Ahtisaari
(C) Yoichiro Nambu
(D) Francoise Barre Sinoussi
(E) None of these
Ans : (A)
20. A national level commission of India has asked about twenty States to set up which of the
following commissions in their States as early as possible ?
(A) Farmers Commission
(B) Women Commission
(C) Child Welfare Commission
(D) Law Commission
(E) None of these
Ans : (D)
21. Which of the following is/are the measure(s) taken by the Reserve Bank of India (RBI) to ease the
liquidity crunch in the country ?
(a) Cut in Cash Reserve Ratio and Statutory Liquidity Ratio.
(b) Increase the flow of foreign direct investment.
(c) Supply of additional currency notes in the market.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)
(E) None of these
Ans : (A)
22. The third India Brazil and South Africa (IBSA) Summit took place in which of the following dies
recently ?
(A) Brazilia
(B) New Delhi
(C) Suncity
(D) Salvador
(E) Durban
Ans : (B)
23. Which of the following States has dcided to set up Arsenic Removal Plants in all the districts of the
State to enable itself to provide arsenic free drinking water to all the people by 2010-11 ?
(A) Karnataka
(B) Kerala
(C) West Bengal
(D) Orissa
(E) Maharashtra
Ans : (C)
24. Who amongst the following is the author of the book ‘The Exile’ ?
(A) B. G. Verghese(B) Philip Roth
(C) Aravind Adiga
(D) Navtej Saran
(E) None of these
Ans : (D)
25. Which of the following programmes is being implemented in all the districts of the country ?
(A) Sarva Shiksha Abhiyan
(B) Navodaya Vidhyalay
(C) Ultra Mega Power Project
(D) Rajiv Gandhi Grameen Vidyuthikara Yojana
(E) None of these
Ans : (A)
26. The Govt. of India decided to provide a bonus price of Rs. 50 per quintal on which of the following
products over and above its minimum support price of Rs. 850 per quintal ?
(A) Wheat
(B) Paddy
(C) Sugarcane
(D) Cotton
(E) None of these
Ans : (B)
27. Who amongst the following is the author of the book ‘The Namesake’ ?
(A) Vikram Seth
(B) V. S. Naipaul
(C) Arun Bhagat
(D) Anita Desai
(E) Jhumpa Lahiri
Ans : (E)
28. Besides USA India has signed Nuclear Agreement with which of the following countries and is
named as ‘Co-operation Agreement for Peaceful uses of Nuclear Energy’ ?
(A) Italy
(B) Germany
(C) France
(D) Canada
(E) Australia
Ans : (C)
29. Tzipi Livini whose name was in news recently is from which of the following countries ?
(A) Singapore
(B) South Korea
(C) Austria
(D) Israel
(E) None of these
Ans : (D)
30. World Ozone day is observed on ……….
(A) 16th September
(B) 16th October(C) 16th November
(D) 26th September
(E) 26th October
Ans : (A)
31. Which of the following is NOT a Govt. Sponsored organization ?
(A) Small Industries Development Bank of India
(B) NABARD
(C) National Housing Bank
(D) ICICI Bank
(E) All are Govt. sponsored
Ans : (D)
32. ‘Merdeka Cup’ is associated with the game of ……….
(A) Badminton
(B) Football
(C) Hockey
(D) Golf
(E) Tennis
Ans : (B)
33. India’s Space Rocket Launching Centre is in ……….
(A) Portblair
(B) Hassan
(C) Tirupati
(D) Kochi
(E) Sri Harikota
Ans : (E)
34. The National Games scheduled in 2011 will be organized in ……….
(A) Bengaluru
(B) Goa
(C) Kolkata
(D) Kochi
(E) Jaipur
Ans : (B)
35. Which of the followiing diseases is not covered under Integrated Disease Surveillance project ?
(A) Cholera
(B) Tuberculosis
(C) AIDS
(D) Polio
(E) Cancer
Ans : (E)
36. Which of the following is TRUE about ‘Antyodaya Anna Yojana’ ?
(a) Scheme is for Below Poverty Line families.
(b) People are provided cooked meals under the scheme.
(c) All beneficiaries of National Rural Employment Guarantee Act are covered in this scheme.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) & (c)(E) None of these
Ans : (E)
37. Jelena Jankovic of Serbia won which of the following titles of tennis after defeating Svetlana
Kuznetsova ?
(A) China Open
(B) Japan Open
(C) New Zealand Open
(D) Australian Open
(E) None of these
Ans : (A)
38. Who amongst the following is the Minister of Home Affairs in Union Cabinet of India at present ?
(A) Shivraj Patil
(B) Lalu Prasad Yadav
(C) P. Chidambaram
(D) Sharad Pawar
(E) None of these
Ans : (C)
39. Banks are required to pay how much percentage of their net bank credit to Priority Sector is
advance ?
(A) 5%
(B) 7%
(C) 10%
(D) 15%
(E) None of these
Ans : (C)
40. Dronacharya Award is given for excellence in ……….
(A) Literacy Work
(B) Social Service
(C) Coaching in Sports
(D) Journalism
(E) None of these
Ans : (C)
IBPS GENERAL AWARENESS
1. Which period is called the ‘banking swadeshi’ period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947
2. The banks established in Swadeshi period are …………?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above
3. In which part of India, many banks are established, which is called the ‘Cradle of Indian Banking System’?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra
4. The most banks in India failed between ………… Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918
5. Which party issued a paper by name ‘Stray thoughts on Bank Nationalization’ signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference
6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ……………paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961
7. Who said the nationalization of banks is the ‘masterstroke of political sagacity’?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee
8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5
9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra
10. How many banks were nationalized as a second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12
11. Bad debts mean …………?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None
12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ………… to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary
13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ………… billion?
1) 21
2) 40
3) 70
4) 60
5) 30
14. …………is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates
15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and …………% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25
16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India’s house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above
17. Project ‘Surakhya’ an Infant and Young Child Feeding (IYCF) introduced by …………?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa
18. ‘Nanhe Haath Kalam Ke Saath’ ( tiny hands with pen) phase II announced against the social evil of Child Labour by …………?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa
19. SAARC Interior Ministers conference was recently held in …………?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal
20. Mahatma Gandhi led ………….listed in the top ten of the most influential protests in the world as mentioned by ‘Time magazine’?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha
21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called …………?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck
22. ………… was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde
23. Meghdoot awards conferred by …………?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court
24. ‘Areva’ a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book
25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India
26. …………was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao
27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan
28. On 3 August 2011, ……….. panel submitted its report to Reserve Bank of India on ‘customer service in banks’
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran
29. …………firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881
30. On 30 June 2011 …………liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI
31. …………tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank
32. …………started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee
33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia
34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above
35. Global Trust Bank was merged with ……..?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI
36. …………was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India
37. …………has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB
38. India’s first indigenous payment gateway is …………?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee
39. …………opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India
4) ICICI
5) UCO bank
40. …………and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank
41. Tehri Hydro Development Corporation got $ 648 million from …………?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD
42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala
43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking
44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of …………scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY
45. ………..became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra
46. MENA (Middle East and North Africa) region is the familiar for ………… industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits
47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above
48. Guido Mantega used the word ‘Currency War’ referring …………?
1) India
2) China
3) New Zeland
4) Russia
5) USA
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947
2. The banks established in Swadeshi period are …………?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above
3. In which part of India, many banks are established, which is called the ‘Cradle of Indian Banking System’?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra
4. The most banks in India failed between ………… Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918
5. Which party issued a paper by name ‘Stray thoughts on Bank Nationalization’ signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference
6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ……………paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961
7. Who said the nationalization of banks is the ‘masterstroke of political sagacity’?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee
8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5
9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra
10. How many banks were nationalized as a second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12
11. Bad debts mean …………?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None
12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ………… to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary
13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ………… billion?
1) 21
2) 40
3) 70
4) 60
5) 30
14. …………is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates
15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and …………% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25
16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India’s house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above
17. Project ‘Surakhya’ an Infant and Young Child Feeding (IYCF) introduced by …………?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa
18. ‘Nanhe Haath Kalam Ke Saath’ ( tiny hands with pen) phase II announced against the social evil of Child Labour by …………?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa
19. SAARC Interior Ministers conference was recently held in …………?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal
20. Mahatma Gandhi led ………….listed in the top ten of the most influential protests in the world as mentioned by ‘Time magazine’?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha
21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called …………?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck
22. ………… was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde
23. Meghdoot awards conferred by …………?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court
24. ‘Areva’ a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book
25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India
26. …………was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao
27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan
28. On 3 August 2011, ……….. panel submitted its report to Reserve Bank of India on ‘customer service in banks’
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran
29. …………firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881
30. On 30 June 2011 …………liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI
31. …………tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank
32. …………started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee
33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia
34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above
35. Global Trust Bank was merged with ……..?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI
36. …………was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India
37. …………has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB
38. India’s first indigenous payment gateway is …………?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee
39. …………opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India
4) ICICI
5) UCO bank
40. …………and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank
41. Tehri Hydro Development Corporation got $ 648 million from …………?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD
42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala
43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking
44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of …………scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY
45. ………..became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra
46. MENA (Middle East and North Africa) region is the familiar for ………… industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits
47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above
48. Guido Mantega used the word ‘Currency War’ referring …………?
1) India
2) China
3) New Zeland
4) Russia
5) USA
ANSWERS:
1)3 2)5 3)4 4)5 5)3 6)2 7)3 8)3 9)3 10)3 11)2 12)2 13)5 14)4 15)1 16)5 17)1 18)4
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3 27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5 43)5 44)2 45)2 46)3 47)5 48)2.
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3 27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5 43)5 44)2 45)2 46)3 47)5 48)2.
IBPS GENERAL AWARENESS PRACTICE MCQs
1. What is financial inclusion ?
(1) To provide a permanent employment to the unemployed
(2) To provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those living in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks.
(5) To provide finances for all.
2. Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G ?
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation
3. Some major banks and financial institutions in various Western countries were to wind up their business and/ or declare themselves in financial problems during last few years. This trend is technically known as _
(1) Devaluation
(2) Deformation
(4) Political backdrop
(5) Globalisation
4. Which of the following International sports events was organized in Delhi in October 2010 in which several countries participated ?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these
5. Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIOBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these
6. Which of the following places in India does not have a Stock Exchange ?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur
7. Hillary Clinton who was in India recently is the U.S. Secretary of--
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these
8. If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to --
(A) Policies of the RBI & the Govt. of India
(C) Foreign aid/investments to Indian companies
(1) Only (A)
(2) Only (B)
(3) Only (C)
9. Tembhli village which was in news is in ---
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra
10. Rohan Bopanna who represented Indian in an international event is a----
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player
11. AlBA Women's World Boxing Championship was organized in September 2010 in ---
(I) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados
12. Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This means the agreement is for the Cooperation in the field of--
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these
13. Sir Mota Singh who was Knighte by the Queen Elizabeth II earlier this year is---
(1) First Sikh Judge in UK
(2) first Sikh Minister in UK
(3) First Indian to become Vice Chancellor in Cambridge
(4) First Indian to become Governor of a State in USA
(5) None of these
14. 'Ayodhya' which was in news recently is a place in---
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh
15. Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks
16. The Govt. of India does no! provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment Guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Sathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana
17. What does the letter'S' denotes in 'AFSPA' ar abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign
18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode
19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha
20. Vedanta Alumina is a company operating in the area of ----
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking
21. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(1) Bank Rate
(2) Repo Rate
(3) Cash Reserve Ratio
(4) Pulse Rate
(5) Statutory Liquidity Ratio
22. An individual visiting UAE will have to make his/her payments in which of the following currencies?
(1) Dirham
(2) Taka
(3) Baht
(4) Peso
(5) Dinar
23. Who, amongst the following is NOT a famous writer?
(1) Sania Mirza
(2) V. S. Naipaul
(3) Chetan Bhagat
(4) Khushwant Singh
(5) Namita Gokhale
24. 'Peepli Live' is a film directed by ---
(I) Anusha Rizvi
(2) Aamir Khan
(3) Kiran Rao
(4) David Dhawan
(5) None of these
25. Which of the following is the Chemical name of the salt we use in our kitchen?
(1) Calcium Carbonate
(2) Calcium Chloride
(3) Sodium Carbonate
(4) Sodium Chloride
(5) Ammonium Sulphate
26. The judges of the Supreme Court of India now retire at the age of---
(1) 58 years
(2) 60 years
(3) 62 years
(4) 65 years
(5) 68 years
27. Operation New Dawn is the beginning of stability in---
(1) Afghanistan
(2) Iran
(3) Sudan
(4) Sri Lanka
(5) Iraq
28. Which of the following books' is written by Kiran Desai ?
(1) A house for Mr. Biswas
(2) 3 Mistakes of My Life
(3) A Tale of Two Sisters
(4) The Inheritance of Loss
(5) Tale of Two Cities
29. Jimena Na";'arrete who was crowned Miss Universe 2010 is from ---
(I) Mexico
(2) Venezuela
(3) Brazil
(4) New Zealand
(5) Italy
30. India has an agreement with USA for producing energy in the form of---
(1) Hydraulic
(2) Thermal
(3) Nuclear
(4) Solar
(5) All of these forms
31 Which of the following is an economic term?
(1) Plaintiff
(2) Bunker Blaster
(3) Deflation
(4) Lampoon
(5) Zero Hour
32. Which of the following awards is given to sports persons in India?
(1) Shantiswarup Bhatnagar Awards
(2) Arjuna Award
(3) Kalidas Samman
(4) Saraswati Samman
(5) None of these
33. Which of the following is the trophy/cup associated with the game of cricket?
(1) Derby
(2) Merdeka Cup
(3) Santosh Trophy
(4) Duleep Trophy
(5) Durand Cup
34. Who amongst the following can take benefit of the Social Security Fund established by the
Govt. ofIndia for unorganized workers? .
(1) Primary school teacher
(2) Employee of Sugar Factory
(3) Textile Mazdoor
(4) Rickshaw Puller
(5) Clerk in a factory
35. Shushil Kumar who won a Gold Medal at an international event is a famous---
(1) Wrestling champion
(2) Golf player
(3) Table Tennis Player
(4) Weight lifter
(5) None of these
36. In case a major war breaks out between two nations, which of the following organizations/agencies will be seen in the battle field, in addition to the armies of the fighting parties?
(1) WTO
(2) Red Cross
(3) CARE
(4) OPEC
(5) All of these
37. Which of the following is the abbreviated name associated with food security?
(1) ASHA
(2) PDS
(3) WTO
(4) OPEC
(5) NPA
38. Which of the following is a good and rich source of vitamin 'C' ?
(1) Milk
(2) Radish
(3) Mango
(4) Lemon Juice
(5) Banana
39. Who amongst the following Indian Prime Ministers was honoured Posthumously by the Govt.
of Bangladesh for his/her contributions to the independence of the nation?
(1) Rajiv Gandhi
(2) Jawaharlal Nehru
(3) Indira Gandhi
(4) Lal Bahadur Shastri
(5) None of these
40. Who amongst the following was never a Governor of the RBI?
(1) Bimal Jalan
(2) Y. V. Reddy
(3) Arup Roy Choudhury
(4) C. Rangarajan
(5) D. Subbarao
(1) To provide a permanent employment to the unemployed
(2) To provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those living in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks.
(5) To provide finances for all.
2. Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G ?
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation
3. Some major banks and financial institutions in various Western countries were to wind up their business and/ or declare themselves in financial problems during last few years. This trend is technically known as _
(1) Devaluation
(2) Deformation
(4) Political backdrop
(5) Globalisation
4. Which of the following International sports events was organized in Delhi in October 2010 in which several countries participated ?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these
5. Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIOBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these
6. Which of the following places in India does not have a Stock Exchange ?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur
7. Hillary Clinton who was in India recently is the U.S. Secretary of--
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these
8. If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to --
(A) Policies of the RBI & the Govt. of India
(C) Foreign aid/investments to Indian companies
(1) Only (A)
(2) Only (B)
(3) Only (C)
9. Tembhli village which was in news is in ---
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra
10. Rohan Bopanna who represented Indian in an international event is a----
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player
11. AlBA Women's World Boxing Championship was organized in September 2010 in ---
(I) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados
12. Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This means the agreement is for the Cooperation in the field of--
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these
13. Sir Mota Singh who was Knighte by the Queen Elizabeth II earlier this year is---
(1) First Sikh Judge in UK
(2) first Sikh Minister in UK
(3) First Indian to become Vice Chancellor in Cambridge
(4) First Indian to become Governor of a State in USA
(5) None of these
14. 'Ayodhya' which was in news recently is a place in---
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh
15. Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks
16. The Govt. of India does no! provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment Guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Sathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana
17. What does the letter'S' denotes in 'AFSPA' ar abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign
18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode
19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha
20. Vedanta Alumina is a company operating in the area of ----
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking
21. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(1) Bank Rate
(2) Repo Rate
(3) Cash Reserve Ratio
(4) Pulse Rate
(5) Statutory Liquidity Ratio
22. An individual visiting UAE will have to make his/her payments in which of the following currencies?
(1) Dirham
(2) Taka
(3) Baht
(4) Peso
(5) Dinar
23. Who, amongst the following is NOT a famous writer?
(1) Sania Mirza
(2) V. S. Naipaul
(3) Chetan Bhagat
(4) Khushwant Singh
(5) Namita Gokhale
24. 'Peepli Live' is a film directed by ---
(I) Anusha Rizvi
(2) Aamir Khan
(3) Kiran Rao
(4) David Dhawan
(5) None of these
25. Which of the following is the Chemical name of the salt we use in our kitchen?
(1) Calcium Carbonate
(2) Calcium Chloride
(3) Sodium Carbonate
(4) Sodium Chloride
(5) Ammonium Sulphate
26. The judges of the Supreme Court of India now retire at the age of---
(1) 58 years
(2) 60 years
(3) 62 years
(4) 65 years
(5) 68 years
27. Operation New Dawn is the beginning of stability in---
(1) Afghanistan
(2) Iran
(3) Sudan
(4) Sri Lanka
(5) Iraq
28. Which of the following books' is written by Kiran Desai ?
(1) A house for Mr. Biswas
(2) 3 Mistakes of My Life
(3) A Tale of Two Sisters
(4) The Inheritance of Loss
(5) Tale of Two Cities
29. Jimena Na";'arrete who was crowned Miss Universe 2010 is from ---
(I) Mexico
(2) Venezuela
(3) Brazil
(4) New Zealand
(5) Italy
30. India has an agreement with USA for producing energy in the form of---
(1) Hydraulic
(2) Thermal
(3) Nuclear
(4) Solar
(5) All of these forms
31 Which of the following is an economic term?
(1) Plaintiff
(2) Bunker Blaster
(3) Deflation
(4) Lampoon
(5) Zero Hour
32. Which of the following awards is given to sports persons in India?
(1) Shantiswarup Bhatnagar Awards
(2) Arjuna Award
(3) Kalidas Samman
(4) Saraswati Samman
(5) None of these
33. Which of the following is the trophy/cup associated with the game of cricket?
(1) Derby
(2) Merdeka Cup
(3) Santosh Trophy
(4) Duleep Trophy
(5) Durand Cup
34. Who amongst the following can take benefit of the Social Security Fund established by the
Govt. ofIndia for unorganized workers? .
(1) Primary school teacher
(2) Employee of Sugar Factory
(3) Textile Mazdoor
(4) Rickshaw Puller
(5) Clerk in a factory
35. Shushil Kumar who won a Gold Medal at an international event is a famous---
(1) Wrestling champion
(2) Golf player
(3) Table Tennis Player
(4) Weight lifter
(5) None of these
36. In case a major war breaks out between two nations, which of the following organizations/agencies will be seen in the battle field, in addition to the armies of the fighting parties?
(1) WTO
(2) Red Cross
(3) CARE
(4) OPEC
(5) All of these
37. Which of the following is the abbreviated name associated with food security?
(1) ASHA
(2) PDS
(3) WTO
(4) OPEC
(5) NPA
38. Which of the following is a good and rich source of vitamin 'C' ?
(1) Milk
(2) Radish
(3) Mango
(4) Lemon Juice
(5) Banana
39. Who amongst the following Indian Prime Ministers was honoured Posthumously by the Govt.
of Bangladesh for his/her contributions to the independence of the nation?
(1) Rajiv Gandhi
(2) Jawaharlal Nehru
(3) Indira Gandhi
(4) Lal Bahadur Shastri
(5) None of these
40. Who amongst the following was never a Governor of the RBI?
(1) Bimal Jalan
(2) Y. V. Reddy
(3) Arup Roy Choudhury
(4) C. Rangarajan
(5) D. Subbarao
Answers:
(1) 3 (2) 5 (3) 3 (4) 10 (5) 5 (6) 5 (7) 4 (8) 1 (9) 5 (10) 5 (11) 5 (12) 3 (13) 1 (14) 5 (15) 2
(16) 1 (17) 2 (18) 2 (19) 4 (20) 2 (21) 4 (22) 1 (23) 1 (24) 1 (25) 4 (26) 4 (27) 1 (28) 4 (29) 1
(30) (31) 3 (32) 2 (33) 4 (34) 4 (35) 5 (36) 2 (37) 2 (38) 4 (39) 3 (40) 3
(16) 1 (17) 2 (18) 2 (19) 4 (20) 2 (21) 4 (22) 1 (23) 1 (24) 1 (25) 4 (26) 4 (27) 1 (28) 4 (29) 1
(30) (31) 3 (32) 2 (33) 4 (34) 4 (35) 5 (36) 2 (37) 2 (38) 4 (39) 3 (40) 3
